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Free Card Matrix in the News
A MLM opportunity at ZERO costs to you!
 
Currently the United States has 900 million credit cards in circulation, and this number increases by 65 million cards every year. Free Card Matrix, a company created by President Mark Colyer and Vice President Anthony Uva, was developed to allow the average person to earn profits from this multibillion dollar a year industry. Every company that issues credit cards has acquisition costs in the billions annually for acquiring new cardholders. These companies incur these costs without worry due to the long term profits gained by the use of their credit cards.Colyer explains, “The greatest wealthnow and in the future will not be made from the selling of products or services, but by the company that creates the conduit for all digital commerce, both online and brick and mortar." With recent developments like the National Do Not Call Registry, the companies that issue credit cards are becoming more desperate to find ways to gain new cardholders. Free Card Matrix tapped into this need by creating a ten level referral plan that earns you money with each new referral. Mark Colyer and Anthony spent three years developing this plan so that there is no buying, no selling, just referring and making money!

 
Free Card Matrix is the only network marketing credit card opportunity of its kind! All you have to do to participate in this multi-level-marketing network is apply for a credit card and be approved.We have different card options for nearly everyone, regardless of your credit card history.Free Card Matrix works with the top credit card issuers in the world. These companies offer credit cards with competitive rates and low APR balance transfer options.
 
The Ten Level Referral plan works to earn you money as soon as you get approved and verify your new FreeCard Matrix card. For every referral you get, we will pay you $10. Theseare called your “first level cardholders.” For the next nine levels of cardholder growth, we will pay you $2.
The level of income that can be generated by this plan is incomparable. For example, if you referred five cardholders and they each referred five and everyone else referred five, all the way through ten levels deep, there would be 12.2 million cardholders in your tenth level, which would be worth $24,414,100 to you!
Free Card Matrix is offering this Program with a long term financial strategy which is one of the reasons we are willing to pass along such generous commissions up front. As we acquire millions of cardholders, we will aggregate the consumer power to negotiate many additional card benefits and cash commissions for the benefit ofour members.
Your success is our goal! Our credit cards are NO FEE cards, so they can'tbe sold or purchased. The only qualification is that you will get paid through all ten levels once you reach five personal cardholder referrals. For example, if you have personally referred three cardholders, you will receive commissions on all the new cardholders through three levels of your “organization”. But you won’t get paid on your fourth through tenth levels unless you personally refer five cardholders.
 
How can I get paid so much money when no one is buying anything? The cost of acquiring new cardholders is very expensive for credit card issuers (Banks), but well worth the investment to them. How many costly direct mail and telemarketing pitches have you received in the last month alone? Consider the million-dollar advertisingcampaigns you see on television, radio, and in print media. And some banks offer low, or even zero interest for several months to attract new customers, which is also part of their
acquisition costs.

 
Our program puts that money into referral commissions for two great reasons: 1) Receiving an invitation to look at something from a friend is much more effective than getting a sales-pitch phone call during dinner. 2) Having the opportunity to earn money to spread the news also motivates people to go ahead and apply for a card…especially when it's No Fee. Since credit cards can generate profit for the issuing bank, the bank is willing to "buy" the Cardholder. This is like any other good business investment for the bank.
 
I already own a Credit Card(s), why should I or people I know want another one? Well, in order to become involved in this program, you must apply and be approved for one of our network credit cards. If you already have a card you enjoy using, you can easily use this new card to transfer high interest balances to the low introductory APR rate of our card(s). Also, in the future we will be able to “leverage” the Free Card Matrix network to negotiate better % (APR) rates, cash back bonuses and rewards from the card issuers.
 
Can I sign u p as a company rather than in my personal name? You may sign up for the Free Card Matrix Referral Program in your company name, but you must apply for the business credit card (USA only) that we offer and get approved. If you aren'ta legitimate business, we suggest signing up as an individual.
 
I live in the United States, UK, or Netherlands; do I have to apply for a credit card to participate in the Referral Program? Yes, this is how we are able to build downlines and make commissions for
all associates to benefit.
Is this Multilevel (Network) Marketing? Yes, our Associate referral program is Multilevel Marketing (MLM) or Network Marketing. It now accounts for billions of dollars of commerce worldwide. Quite plainly, it works so well because people will look at an invitation to participate in an opportunity when it is received from a friend or someone you know. Do your cards have low interest rates or balance transfer options? Yes, that is the big draw to you receiving one of our free referred credit cards.
 
What if I don't like to use credit cards? That’s fine, it is not required that you
use your card, just that you apply, get approved, and activate one of our cards.

It is to our networks advantage to use our cards, so we all build “leverage” for better interest rates, cash rebates, and rewards programs in the future.
 
What is the process once I get “approved” and receive my new card? In addition to the bank activation sticker found on the front of the card, you will need to log in to your admin panel at FreeCardMatrix.com to register your newly approved card so we can verify it. We only require the first four and last eight digits of your new card (anti-fraud), the card issuer (ex. Chase), and the expiration date to verify your card approval.
 
How many types of cards are available to apply for and qualify? We will have ten card choices (USA Associates): Four Prime Cards (Excellent or Good Credit), one Sub- Prime Card (Poor or Bad Credit), two College Student Cards, two Business Credit Cards and one Prepaid Debit Card (100% approval). UK and Netherlands options will vary.
 
What if I or the people I want to refer have bad credit? In this case, our sub-prime or prepaid
debit card is the best choice for approval.
 
How long does it take to see if my application is approved? Some of the cards feature rapid approval, usually in less than one minute, when the bank's system is able to confirm that all your information meets its criteria. Once you have been approved, you can expect your new card to arrive in about five to fourteen days, though some banks may take longer.
 
 If the bank's system has a question about your application, you will usually receive a message that it will get back with you. This means that a credit analyst will review your application (usually within one business day). If you are "manually" approved, you will be notified via e-mail or regular mail. If the bank determines that it cannot approve you for its credit card, it will mail you a letter. This letter will reference the credit reporting agency that was used and provide you with information on how to contact it with any questions that you may have. This is all a part of the consumer protection regulations that govern this process.
Do I actually give away the Credit Cards to other people? No. All you are really doing is referring people to your FreeCardMatrix.com referring web site. So you don't actually handle cards yourself. Free Card Matrix also does not give away nor issue credit cards. Participating card issuing financial institutions take the applications, make credit decisions and issue credit cards.
 
Can I apply and get accepted for morethan one credit card? Yes, you can apply for as many of our network credit cards as you’d like. We will be distributing associates cash “bonuses” if they do get accepted for more than one of our cards. Remember, the power of our network will leverage us more rewards in the future (i.e. Vacations, Entertain ment Systems, Cash Rebates, etc...).
 
Can I refer my spouse or other household members? Yes. If your spouse or children can develop their own organizations, then it can be profitable to refer them. However, you don’t want to “stack” family members in order to create another organization. With our program, there are no advantages, but there are distinct disadvantages. For instance, since you get maximum
commissions (ten levels deep) when you have at least five personally referred cardholders, if you stack another position, you’d have to refer at least five cardholders under that position too, and you’d earn exactly the same amount by referring all ten yourself. Also, there will be manyforms of additional commissions thatwill flow through your organization, and they will favor those with larger numbers of personally referred members.
 
Can I refer people who don't get e-mail or use the Internet? Yes, you can guide them through the
application process with your laptop or at an internet caf, library, work office,
or home.
How will I know who has signed up in my organization? FreeCardMatrix.com will send you an
e-mail when people you personally refer become an associate. You may also monitor your organizational genealogy and watch your commissions grow in the member’s admin section. Of course, it is always a good idea to personally follow up with those you refer. Most successful Associates are sending personal welcomes and the offer of support to their new associates. Remember, there hard work will make more money for you, be a MENTOR AND ROLL MODEL! When will the commissions be paid each month?
 
Free Card Matrix shall pay earned commissions to their associates within 45 days after the close of the earned commission month. For example, an associate earns commissions in the month of March. He/She shall receive the March commissions on or before the 15th of May. Commissions must reach $50.00 in any pay period in order to be paid in that pay cycle. If your commissions are below $50.00, we will hold them until you reach $50.00 or for one year, whichever comes sooner.